Green Dot Bank Privacy Policy
| FACTS |
| WHAT DOES GREEN DOT BANK DO WITH YOUR PERSONAL INFORMATION?
|
| Why? |
|
Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law also requires Green Dot Bank
(“we”, “us”, or “our”) to tell
you how we collect, share, and protect your personal information. Please read this notice carefully to
understand what Green Dot Bank does.
|
| What? |
The types of personal information Green Dot Bank collects and shares depend on the product or service
you have with us. This information can include:
- Social Security number and account balances
- account transactions and purchase history
- transaction history and payment history
When you are no longer our customer, we continue to share your information as described in this
notice.
|
| How? |
|
All financial companies need to share customers’ personal information to run their everyday business. In
the section below, we list the reasons financial companies can share their customers’ personal
information; the reasons Green Dot Bank chooses to share; and whether you can limit this sharing.
|
| Reasons Green Dot Bank can share your personal
information |
| For Green Dot Bank’s everyday business
purposes: such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus |
| Does Green Dot Bank Share? |
Yes |
| Can you limit this sharing? |
No |
| For Green Dot Bank’s marketing purposes:
to offer our products and services to you |
| Does Green Dot Bank Share? |
No |
| Can you limit this sharing? |
We don’t share |
| For joint marketing with other financial companies |
| Does Green Dot Bank Share? |
No |
| Can you limit this sharing? |
We don’t share |
| For Green Dot Bank’s affiliates’ everyday business purposes: information
about your transactions and experiences |
| Does Green Dot Bank Share? |
Yes |
| Can you limit this sharing? |
No |
| For Green Dot Bank’s affiliates’ everyday business purposes: information
about your creditworthiness |
| Does Green Dot Bank Share? |
No |
| Can you limit this sharing? |
We don’t share |
| For Green Dot Bank’s affiliates to market to you |
| Does Green Dot Bank Share? |
No |
| Can you limit this sharing? |
We don’t share |
| For nonaffiliates to market to you |
| Does Green Dot Bank Share? |
No |
| Can you limit this sharing? |
We don’t share |
| Questions |
| Call (877) 233-8552. |
| What we do |
| How does Green Dot Bank protect my personal
information? |
| To protect your personal information from unauthorized access and
use, Green Dot Bank uses security measures that comply with federal law. These measures include
technical, physical, and administrative safeguards designed to protect the confidentiality, integrity,
and availability of your personal information. |
| How does Green Dot Bank collect my personal
information? |
Green Dot Bank collects your personal information, for example, when you
- open an account or make deposits or withdrawals from your account
- use your account or provide account information
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other
companies.
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include financial companies, such as Green Dot Corporation, our parent bank
holding company.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
- Nonaffiliates we share with can include Apple Inc., its affiliates, and other companies that
provide services in connection with your account.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Green Dot Bank doesn’t jointly market.
|
Effective Date. Effective October 2, 2017 to present.